Digital Private Banking
Experience elevated Digital private banking, crafted for your personal money needs and financial future.
Every facet of your wealth,
in one relationship
HonorsPrivate Private brings together the disciplines of a modern bank with the attentiveness of a private office — so your money, your plans and your legacy are looked after as one.
Private Accounts
A dedicated relationship and a single point of contact for every financial matter.
DiscoverMulti-Currency
Hold, exchange and settle in 22 currencies at institutional rates.
DiscoverBespoke Cards
Metal cards with concierge privileges, lounge access and tailored limits.
DiscoverWealth Management
Discretionary portfolios crafted around your objectives and values.
DiscoverLending & Credit
Secured lending against your assets, structured with discretion.
DiscoverGlobal Concierge
A 24/7 lifestyle desk for travel, residencies and the uncommon.
DiscoverArt & Collectibles
Financing, custody and advisory for passion assets.
DiscoverTrust & Estate
Succession planning and structuring across jurisdictions.
Discover
A tier for every chapter of wealth
Membership is shaped to the scale and complexity of your affairs. Each tier is a relationship, not a product — and moves with you as your needs evolve.
Tier II
Signature
For established wealth and its complexities.
Qualifying relationship
$2M
What membership includes
- Dedicated two-person advisory team
- Discretionary portfolio management
- Bespoke secured credit lines
- Global concierge and lifestyle desk
- Trust & estate structuring
- Priority access to private placements
Admission is by relationship. Every membership begins with a private conversation to understand your circumstances before any account is opened.
A card weighted to match
the privilege it carries
Each HonorsPrivate card is struck in metal, finished by hand and secured with dynamic credentials. Choose the card that mirrors your tier — or carry them all.
Request the Private cardMetal · Debit
HonorsPrivate Private
•••• 4821 9077 7742
Cardholder
A. WALKER
Expires
12/29
Metal · Charge
HonorsPrivate Reserve
•••• 5556 1201 0193
Cardholder
A. WALKER
Expires
06/31
Metal · Invitation
HonorsPrivate Sovereign
•••• 5412 7800 4421
Cardholder
A. WALKER
Expires
09/32
The quiet confidence of a bank that knows you
Private banking is not a faster version of ordinary banking. It is a different relationship entirely — built on attention, discretion and judgement applied to the whole of your financial life.
- No call centres — you reach a person who knows your name
- Decisions made on judgement, not on scripts and thresholds
- A single relationship that spans accounts, lending and legacy
Discretionary portfolio
$14,820,400
Equities
38%
Global, quality-biased
Fixed income
26%
Sovereign + IG credit
Alternatives
22%
Private markets
Liquid reserves
14%
Cash + T-bills
A named banker
One person who knows you, reachable directly — not a queue, not a script.
Borderless by default
Hold and settle across 22 currencies at institutional rates, anywhere.
Structured for legacy
Trusts, holdings and accounts arranged to carry wealth across generations.
Clarity, in writing
Plain-language statements and quarterly reviews you can actually read.
Discretion assured
Private credentialing and segregated custody — your affairs stay yours.
Proactive, not reactive
Your banker reaches out before events move — not after.
Good morning, Alexandra
HonorsPrivate Private
Total wealth
$14,820,400
Recent activity
Your private office,
carried in your pocket
Move funds across currencies, review your portfolio, approve wires and reach your banker — from an app designed with the same restraint as a private office.
22
Currencies
24/7
Your banker
<30s
Wire approval
Custody as careful as the counsel
Discretion is nothing without diligence. Every measure here exists so you can attend to your affairs knowing the mechanics beneath them are sound.
Protected deposits
Client assets are segregated and held with custodian banks, insured up to the applicable limits.
Segregated custody
Your holdings are held separately from the bank's balance sheet — never lent against your will.
Private credentialing
Biometric approval on every device, with no shared passwords to phish or compromise.
Dual control
Material wires require your approval plus your banker's — never one signature alone.
Continuous oversight
A dedicated risk desk reviews every instruction in real time, around the clock.
Full provenance
Every action is logged, timestamped and reviewable — for you and for your auditors.
Independently audited & regulated
Subject to the same standards as the world's principal financial institutions.
Notes from the house
On patience as a portfolio strategy
Why the most consequential decisions in Digital private banking are the ones a disciplined banker persuades you not to make.
Reading the year ahead, without a forecast
A framework for thinking about positioning when the only honest prediction is that conditions will change.
Structuring wealth for the generation after next
How thoughtful trusts quietly do the work that good conversations alone cannot.
Begin with a private conversation
Membership is opened by introduction. Tell us about your affairs and a banker will reach out, discreetly, to arrange a first meeting — at your convenience.
Discretion assured · No obligation · By appointment